Insurance cover to consider for this type of property:
This product protects you against claims made against you for injury or damage to third parties, or where you advice or actions cause a financial loss to a third party.
The IHG Exclusive Property Protection Pack is specially designed for Rent to Rent properties. The policy has a Legal Expenses product at its heart with the option to add Rent Guarantee and/or Home Emergency Cover.
Legal Expenses protects against the potential costs of legal protection bought by or against yourself.
Our Rent Guarantee cover protects against non-payment of rent by your tenants, subject to certain conditions of let. We have 2 options available allowing you to choose to have no excess waiting period or a one month excess waiting period. This cover is especially important when you also have to pay rent on to the Landlord.
The Home Emergency cover provides you and your tenants with peace of mind that should the worst happen there is an emergency call out option to fix the problem and cover the costs. You can choose from 3 options, each with a higher level of financial coverage and extra benefits.
Our specialist property policy allows you to cover the Contents and £5m Public Liability within your properties, as well as the option to add in Buildings cover should you need to include this. Premiums start at just £91 per year per property, and the cover includes Accidental Damage. To make it easier for you, it is also possible to have all properties on one policy.
If you are a tenant, this product will protect you against any damage you make at your property that can help cover the cost of damages that your Landlord will require from you.
IHG Insurance Services is a trading style of Red Apple Risk Solutions Limited.
Registered in England & Wales No. 08365670.
Red Apple Risk Solutions Limited is authorised and regulated by the Financial Conduct Authority.